Yes. Our financing options have no pre-payment penalties, so you can pay off your financing early without a pre-payment penalty.
Can I pay my financing off early?
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FAQs
How do I know how much I need to finance?
Your Kelly’s Construction project estimate can help you determine the amount you’ll need to finance. From there, you can choose the financing option that best fits your project and budget and submit a formal loan application.
Does pre-qualifying mean I’ve taken out a loan?
No. Pre-qualifying simply allows you to see the financing options that may be available to you. It does not mean you’ve accepted or taken out a loan.
What’s the difference between a soft and hard credit pull?
A soft credit pull allows you to explore financing options without impacting your credit score. A hard credit pull occurs when you decide to move forward and submit a formal loan application, and it may impact your credit score. You'll have to check a box confirming...
Will checking my financing options affect my credit score?
No, not with a pre-qualification. Pre-qualifying takes a soft pull on your credit to determine what options you may have available to you. It's free and easy to check your payment options.
Should I hire a professional for a fall home inspection?
You can begin with a preliminary inspection yourself using a fall maintenance checklist. If you notice damage, moisture, drafts, or other concerns, contact a qualified professional for a more thorough evaluation or second opinion. Because recommendations can vary,...
Why is it important to winterize outdoor faucets?
Winterizing outdoor faucets helps prevent water trapped inside the faucet or connected pipes from freezing, expanding, and causing the pipes to crack or burst. Disconnecting hoses and draining outdoor water lines before temperatures drop can help homeowners avoid...
Can I inspect my roof without climbing on it?
It’s recommended that homeowners inspect their roofs from the ground for safety reasons. While you may not be able to see all issues, you should be able to spot missing shingles, damaged or missing roof vents, or compromised roof stacks. If you can access your attic,...
How often should gutters be cleaned in the fall?
Most gutters should be cleaned at least once in late fall after most leaves have dropped. Homes surrounded by trees may need additional cleanings throughout the season to prevent clogs and overflow. Gutter guards can reduce leaf and debris buildup, making gutters...
What are the best windows for coastal Virginia homes?
Vinyl windows with insulated glass and corrosion-resistant components perform best in humid, coastal environments such as Hampton Roads.
Are triple-pane windows worth it?
Triple-pane windows offer additional insulation but may not always be necessary depending on your home and budget. Our team will walk you through options so you can choose what's best for you.
What is Low-E glass and is it worth it?
Low-E glass improves insulation and reduces energy costs, making it a valuable upgrade for most homes.
What siding has the longest lifespan?
Fiber cement siding generally has the longest lifespan among common siding materials. When installed correctly and maintained properly, it can last 40 to 50 years or more. Its resistance to weather, pests, and deterioration makes it a strong long-term investment for...
What is the most low-maintenance siding?
Vinyl siding is typically the lowest-maintenance siding option. It does not need to be painted, resists moisture and rot, and can usually be cleaned with simple washing. While it may not offer the same level of durability as fiber cement in extreme conditions, it...
What is the most durable material for house siding?
Fiber cement siding is widely considered the most durable siding material for residential homes. It holds up well against high winds, moisture, rot, insects, and fire, making it especially well-suited for coastal and storm-prone areas. When properly installed, fiber...
Are seamless gutters worth the investment?
Yes. Seamless gutters reduce the risk of leaks, improve water flow, and require less maintenance than traditional sectional gutters. Because they are custom cut to fit your home, they offer better performance, fewer clogs, and a cleaner look along your roofline.
What are the benefits of wrapping trim instead of repainting it?
Trim wrapping provides a durable, maintenance-free solution that eliminates the need for scraping, priming, and repainting. PVC-coated trim coil protects the wood underneath, resists moisture and rot, and gives your home a clean, updated appearance that lasts for years.
How do I know if my trim or fascia needs to be replaced before installing new gutters?
Signs such as peeling paint, soft or rotting wood, sagging boards, or visible water damage often indicate that trim or fascia needs attention. Our team inspects these areas during every gutter consultation and recommends repairs or replacement only if necessary to...
How long does it take to build or repair a deck?
Project timelines vary based on size, materials, and the condition of your existing structure. Most repairs can be completed quickly, while full deck builds typically take several days. Before work begins, we give you a clear schedule and keep you informed throughout...
What materials do you offer for new deck construction?
We provide several options to match your style, budget, and maintenance preferences, including pressure-treated wood, composite decking, PVC decking, and vinyl or composite railings. During your consultation, we help you compare durability, appearance, and long-term...
How do I know if my deck needs to be repaired or completely replaced?
Signs such as soft or rotting boards, loose railings, structural movement, or failing footings often indicate repair needs, while widespread damage or an aging structure may require a full replacement. For a deeper look at what to watch for, visit our blog: 5 Signs...
Will new siding improve my home’s energy efficiency?
Yes. Modern siding materials are designed to better insulate your home, helping regulate indoor temperatures and potentially lowering your energy bills.
How long does siding replacement take?
Most siding projects take a few days to complete, depending on the size of your home, weather, and material chosen. We provide a clear timeline before work begins and keep you updated throughout the process.
What siding material is best for my home?
Both vinyl and fiber cement are durable, attractive choices. Vinyl is affordable, low-maintenance, and available in a wide range of styles, while fiber cement offers premium strength and a more wood-like appearance. If you're considering vinyl, you can learn more in...
How do I know when it’s time to replace my siding?
Common signs include warping, cracking, fading, moisture damage, rising energy bills, or visible gaps. If your siding is no longer protecting your home or maintaining curb appeal, it may be time to upgrade.
Will new windows really help lower my energy bills?
Yes. Energy-efficient windows reduce heat loss in the winter and heat gain in the summer, which helps lighten the workload on your HVAC system. For guidance on picking the best energy-saving features, explore our article on 4 Factors To Consider When Choosing...
What are the benefits of choosing vinyl replacement windows?
Vinyl replacement windows are durable, energy-efficient, and low-maintenance. They resist rot, warping, and fading, so they stay looking great without painting or staining. Vinyl frames also improve insulation and reduce drafts, helping to boost overall home comfort.
How long does window installation typically take?
Most standard window installations take about 30 minutes to one hour per window once the crew begins work. A full-home project is usually completed in one to two days, depending on how many windows are being replaced and the condition of your existing frames.
How do I know when it’s time to replace my windows?
You may need new windows if you notice drafts, higher energy bills, fogging or condensation between panes, difficulty opening or closing the windows, or visible damage to the frame. If your windows feel cold to the touch in winter or hot in summer, that is another...
Our Current Offers
0% Financing for 12 Months
Buy now, pay later and make it more affordable to tackle more of your home exterior projects at once. No interest if paid in full within 12-month promo period, with no payments required.
Buy 9 Windows, Get The 10th Free
Enhance comfort, curb appeal, and efficiency while taking advantage of extra value on your window installation.
Free Gutters with Complete Siding & Trim Purchase
Upgrade your home’s exterior with new siding and trim, and we’ll install a complete seamless gutter system at no additional cost. This offer gives your home a fully coordinated, maintenance-free exterior that looks beautiful and provides long-lasting protection from...
Free Design Consultation & Estimate
Meet with a trusted Kelly’s Construction expert who will walk you through your options and help you make the best choice for you & your home.
Looking to Improve Your Home’s Exterior? We Can Help.
Whether you’re exploring options or just starting to learn about windows, siding, gutters, or exterior upgrades, our team of experts is here to guide you. Get a personalized quote and discover the right solutions for your home. No pressure, just honest expertise.